As a condition of our housing contract we require all residents to carry liability insurance ($100,000) for damage to the landlord’s property during the term of their lease. If you have a policy of your own, you can provide proof of that policy prior to move in. If you do not have or provide proof of coverage, you will be automatically enrolled in the Landlord Liability Protection Program. The coverage provided by the Landlord Liability Protection Program meets the minimum requirements of the housing contract. The policy covers only your legal liability for damage to the landlord’s property (covered losses include fire, smoke, explosion, water damage, or backup or overflow of sewer, drain, or sump) up to $100,000. This policy is not personal liability insurance or renters insurance. The policy does not cover any of your personal belongings, additional living expenses, or liability arising out of bodily injury or property damage to any third party. If you are interested in these additional coverage(s), you should contact a licensed insurance agent or insurance company of your choice.